Roxanne Dixon's Blog Posts

Mortgage Rates Fall Again – 30-year Loan Down to 3.04%

After two months of rising mortgage rates, they dropped lower for the second week in a row, with the average 30-year, fixed loan down to 3.04% from last week’s 3.13%.WASHINGTON (AP) –

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Frontline Workers Can Buy Homes at a Deep Discount

Teachers, firefighters, EMTs and police can buy HUD homes at half price within seven days of posting. Few exist now, but the number will likely grow post-foreclosure ban.NEW YORK – The

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Relocations from San Francisco to Fla. Up 46% in 2020

CBRE study: Miami metro area saw a 49.4% gain in San Francisco transplants from 1,190 moves in 2019 to 1,778 in 2020, in part due to the ability to work remotely.DALLAS – According to a recent

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Mortgage Rates Dip – First Time Since January

The 30-year mortgage rate dropped to 3.13% this week from 3.18% last week; it was 3.33% a year ago. High prices and limited supplies continue to impact buyers.McLEAN, Va. (AP) – Mortgage rates

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Florida Realtors Releases Latest Fla. Buyers & Sellers Report

Florida Realtors economist: Buyers and sellers need Realtors for their buying and selling journey. Opportunities exist via connections to past clients and new-home buyers.ORLANDO, Fla. –

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New-Home Slowdown Isn’t Buyers, It’s Builders

New-home market problems aren’t new – rising prices for supplies and a tight workforce. But pending sales continue to be high, and many builders are pausing to complete a backlog of

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Mortgage Rates Inch Up and Hit 9-Month High: 3.09%

Rates broke the 3% barrier two weeks ago and have increased each week since, leading Freddie Mac’s chief economist to call buyer competition “a challenging reality.”MCLEAN, Va.

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In 49 States, Women Pay Higher Mortgage Rates Than Men

Study: A mortgage tech company, Own Up, says women still face housing discrimination and received a lower mortgage rate than men in only one state: Alaska.SAN FRANCISCO – New data collected by

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Study: ‘Zoom Fatigue’ Is Real – But This Can Help

Some conditions make Zoom meetings more tiring than face-to-face meetings: Lack of mobility, added work to read nonverbal cues and way too much up-close eye contact.NEW YORK – Ever feel worn

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How Does the New Proposed Stimulus Bill Help Real Estate?

The House-passed bill is now in the Senate, and NAR expects most major provisions to pass. The latest stimulus includes aid for state and local governments, new homeowners’ assistance funds,

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Dare to Compare: What Does $300,000 Buy in Fla.?

Florida Realtors economist: A lesson learned during the pandemic: Remote workers who aren’t tied to a specific location can search for housing values located anywhere. And with flexibility, it

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Top 10 Home Trends for 2021

Buying a home should have been number one! Due to the pandemic, more and more people are buying and selling today. Many are taking advantage of the extremely low interest rates. The move to South

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Fla.’s Housing Market Continues Strong in January 2021

Florida Realtors’ data: Single-family home sales rose 18% year-over-year, median sales price up 15.1%; condo sales up 24.6%, median price up 15%. Chief Economist O’Connor: Closed sales

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NAR Releases Study Addressing Black Homeownership Gap

The study found a gap between Black and white homeownership rates of about 30% (60.8% for whites, 42% for Blacks). Blacks are rejected for mortgages 2.5 times more than whites (10% vs. 4%) and carry

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Foreclosure Ban Extended to June – Eviction Ban Unchanged

Pres. Biden signed an Executive Order extending forbearances and banning foreclosures until June 30. However, he did not make changes to the eviction ban ending March 31.WASHINGTON (AP) –

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Valentine’s Day, Love and Not Enough Money

An annual Love and Money survey found that couples talked more about money during the shutdown, but many conversations focused on delaying a home purchase.CHERRY HILL, N.J. – TD Bank’s

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The Big Foreclosure Story? There Aren’t Many – Yet

ATTOM: In Jan. 2021, Fla. foreclosures were down 83% year-to-year, in part due to the foreclosure moratorium, which “doesn’t reflect market reality.”IRVINE, Calif. – ATTOM

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FHFA Extends Forbearance, Foreclosure and Eviction Moratoriums

At-risk homeowners can now postpone mortgage payments (via forbearance) for 15 months. Foreclosure and REO-related eviction bans run until March 31.WASHINGTON, D.C. – The Federal Housing

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Does Airbnb Impact Local Housing Prices and Rents?

A study comparing listings to Airbnb properties found short-term rentals can boost property values in high-rent areas – slightly less if there’s high owner-occupancy.NEW YORK –

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Mortgage Rates Unchanged This Week, Hold at 2.73%

Rates for 30-year, fixed-rate mortgages hovered near record lows again this week. Freddie Mac’s chief economist encouraged lower-income homeowners to refinance.MCLEAN, Va. – Freddie Mac

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2 in 3 Buyers Surprised by How Much House They Can Afford

Study: 47% of first-time buyers found that their budget allowed them to afford a larger house than they thought they could afford – but 21% had to lower expectations.SANTA CLARA, Calif. 

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Fla.’s Housing Market: Strong Gains in Dec. Despite Pandemic

Florida Realtors Dec. data: More closed sales (single-family sales up 21%, condo-townhouse sales up 27.7%), more new pending sales, higher median prices and more new listings year-over-year. Chief

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What Does Democratic Control Mean for Homeowners and Buyers?

Pres. Biden considered homeownership an important issue during his campaign and has already instituted some changes. Congress will likely focus on housing-related pandemic aid first and, once the

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Tax Season: Can You Deduct COVID-19 Expenses?

Between working at home and kids learning from home, many Americans are hoping for tax breaks this year. However, like most tax matters, it’s complicated.ORLANDO, Fla. – Tax season will

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Where to Retire? WalletHub Ranks Fla. No. 1

To determine the best state for retirement, WalletHub weighed 45 variables, such as affordability, quality of life and healthcare – and Fla. was, and is, No. 1.ORLANDO, Fla. – For many

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Home Prices Rise at Fastest Pace in More Than 6 Years

S&P CoreLogic Case-Shiller: Buyer demand pushed Nov. prices 9.1% higher year-to-year – the biggest increase since May 2014. For 2020, price increases hit a 14-year high.WASHINGTON (AP)

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Home Shopping Checklist

If you should need to purchase a house, sell your home, or lease a rental property, please be sure to give Roxanne Dixon from Dunhill 100 a call. She will find you the right property. Roxanne has

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NAR: To Boost Mortgage Market, Treat Fannie, Freddie like Utility

Fannie and Freddie oversight must change, and NAR strongly advocates a proposal it says will keep loan money flowing: Treat the two big lenders like they’re a utility.WASHINGTON – The

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All Lenders Can Offer New PPP Program Starting Tues.

Lenders with less than $1B in assets debuted new PPP loans on Friday, an SBA push to help smaller programs. But large lenders start Tues., according to SBA and Treasury.WASHINGTON – The U.S.

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Fla.’s Nov. Housing Market: Sales, Median Prices, New Listings Up

Florida Realtors’ data: Single-family home sales are up 22.9% year-over-year, median sales price up 14.1%; condo sales up 30.2%, median price up 16.9%. Chief Economist O’Connor: All 22

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2020 May Be Considered ‘the Golden Age of Mortgage Rates’

While 2020 will forever be the year of the pandemic, real estate pros might also remember it as the year when mortgage rates kept dropping to all-new record lows.NEW YORK – 2020 will always be

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Body Language Rules When You’re Wearing a Mask

In an industry that relies on human contact, masks conceal expressions, muffle speech and create misunderstandings. But people can read a smile through your eyes.NEW YORK – It’s harder

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Brace Yourself for Pandemic Vaccine Scams

When can you get the COVID-19 vaccine? Unknown. How long before the world gets back to normal? Unclear. And those unknowns give scammers a foot in the door.WASHINGTON – Sometimes, scam alerts

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Investing in Florida- Calling all Investors

2020 surely has changed the mindset of many people. We are now in the days of creativity.  You MUST be and stay creative in order to strive and flourish during these tough times – called

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FHFA Extends Foreclosure, Eviction Moratorium to Jan. 31

Single-family homeowners with a Fannie Mae or Freddie Mac-backed mortgage cannot be evicted in Jan., nor can renters in properties they’ve acquired through foreclosure.WASHINGTON – The

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23 Questions to Ask Your Home Builder

Need Real Estate help? Contact Realtor Roxanne Dixon from Dunhill 100, www.realtorinsouthfl.com. Roxanne has over 8 years of real estate experience in South.

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Happy Thanksgiving Day! ... Stay Safe

Have a Happy, Blessed and Safe Thanksgiving Day. One Love from Realtor Roxanne Dixon

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11 Home Features That Help You Sell Fast

Need help with finding a qualified professional to help with the renovations? Contact me. I will find you the right person to renovate your home and improve your sale price. Contact Realtor Roxanne

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Many Still Think Flood Loss Is Covered by Property Insurance

By Amber RandallIf a lender doesn’t require flood insurance, many homeowners assume they don’t need it. But in S. Fla., Tropical Storm Eta’s visit shows it’s still worth

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Can Landlord Demand Rent if Tenant Can’t Stay Due to Disaster?

By Gary M. SingerThe situation isn’t clear: Roads damaged by a disaster mean a tenant is blocked from her apartment and must temporarily rent elsewhere. What does the lease allow?FORT

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Pandemic Boosts the Popularity of Online Rental Scams

By Kerry SmithMore crooks scrape your for-sale or for-rent ads, change contact info and try to scam renters out of money – a crime tactic that works even better during the pandemic.SANTA

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Yes, You Can Buy a House Now

Be sure to read up on your insurance policies. Know your rights. If you're looking to sell, rent and or purchase a property in South Florida, contact Roxanne Dixon at www.realtorinsouthfl.com.

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8 Dos and Don'ts of Owning a Vacation Rental

Need a Airbnb or other short term vacation rental in South Florida? Be sure to reach out to Roxanne Dixon from Dunhill 100 at www.realtorinsouthfl.com. Roxanne can help you to find Airbnb, Vrbo and

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Best Places to Retire? 13 of the ‘Top 25’ Are in Fla

By Kerry SmithU.S. News & World Report’s latest ranking of top retirement communities could have almost said, “Pick any town in Fla.” Seven Fla. metros are in the top 10:

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How to Save for Your First Home

If you're looking to sell, rent and or purchase a property in South Florida, contact Roxanne Dixon at www.realtorinsouthfl.com. Roxanne has been in the Real Estate industry since 2012.

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Try These Tips to Help Your Home Sell Faster

If you're looking to sell, rent and or purchase a property in South Florida, contact Roxanne Dixon at www.realtorinsouthfl.com. Roxanne has been in the Real Estate industry since 2012.

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